If you are accused of insurance fraud, it can threaten so much of who you are as a person. It can also affect your career, finances, and reputation. Investigators can allege that you exaggerated a claim. They can try to show that you staged an incident. In addition, they could claim that you submitted false information. Even minor misunderstandings can lead to criminal charges, especially when large sums of money or multiple insurance companies are involved. In these situations, guidance from a Spartanburg insurance fraud lawyer is important to protect your rights.
At Ellis Hinton, LLC, we are based in Greenville, but we serve clients across SC and beyond. Our attorneys have handled state and federal fraud prosecutions from both sides of the courtroom. That experience allows us to anticipate investigative strategies and craft strong defenses. Working with a fraud attorney early in the process can help you avoid missteps that could strengthen the government’s case.
Under South Carolina Code of Laws § 38-55-540, a person may be charged with insurance fraud for knowingly presenting false or misleading information in connection with a claim. The law applies to all types of policies, including auto, homeowners, medical, and commercial insurance. The penalties associated with insurance fraud can range from fines to years of imprisonment, depending on the amount involved.
A Spartanburg attorney who understands insurance fraud charges could explain how prosecutors build these cases. They can also review your case to see whether your conduct fits the statute’s definition of intent. Many investigations hinge on paperwork errors, inconsistent statements, or innocent omissions rather than deliberate deceit. Understanding what the state must prove is essential to forming an effective response.
Insurance fraud cases often begin with data-analysis programs or internal reviews by insurance companies before they reach law enforcement. Once flagged, investigators may subpoena records, interview witnesses, and request financial documentation.
An insurance fraud lawyer in Spartanburg can manage communications with insurance companies and investigators to protect your rights. We work with forensic accountants and industry experts to evaluate evidence, such as claim histories, repair estimates, and billing records. Presenting clear, documented explanations early can sometimes convince prosecutors to narrow or dismiss their allegations.
When alleged fraud involves interstate transactions, mail, or wire transfers, federal authorities may intervene. These cases carry harsher penalties and require greater documentation. Having an attorney who understands both state and federal proceedings can make a significant difference.
An experienced Spartanburg insurance fraud attorney could identify whether your case risks federal escalation. They can also develop a strategy suited to the court in which it will be tried. Our firm’s prosecutorial insight lets us anticipate charging decisions. As a result, our lawyers can negotiate from a position of strength.
If you are under investigation or have already been charged, taking immediate action is important. Insurance fraud accusations are serious. However, an informed legal strategy could help clarify misunderstandings.
At Ellis Hinton, LLC, we approach every case with discretion and honesty. We provide straightforward advice. We never give empty promises. Our team of lawyers will fight to safeguard your reputation every step of the way. Contact our office to consult a Spartanburg insurance fraud lawyer who could help you move forward with confidence.
(864) 775-5775