Greenville Insurance Fraud Lawyer

Facing inquiries regarding an insurance claim can be overwhelming. An investigator may contact you or request documents in response to a simple form or statement. It can be difficult to know what to say and what to withhold.

A Greenville insurance fraud lawyer at Ellis Hinton can review facts, organize records, and deal directly with insurers or law enforcement on your behalf. Having an attorney means you gain someone who understands the statutes, knows how these cases progress, and can help you make the right decisions. If you act quickly, you can protect your options and avoid common mistakes.

State Insurance Fraud Laws

South Carolina Code § 38-55 outlines definitions and penalties, while other sections of the criminal code address related charges, such as forgery or false pretenses. Under S.C. Codes § 38-55-540 and § 38-55-550, prosecutors can pursue charges for knowingly presenting a false claim, making a misrepresentation, or assisting in a staged loss. The law also permits restitution and civil penalties in addition to criminal consequences.

Cases in Greenville are often referred to the Insurance Fraud Division of the Attorney General’s Office. This unit works closely with the Department of Insurance and local investigators, relying on detailed reports from Special Investigation Units within carriers. Due to this cooperation, the evidence is generally comprehensive, including claim notes, recorded calls, billing records, and receipts.

What Is Needed To Build a Defense?

Defense teams often focus on whether the statement in question was relevant, whether the insurer relied on it, and whether the intent could be proven. For many clients, the goal is to clarify errors, correct records, and contest unsupported accusations.

Practical steps defense counsel can take include:

• Reviewing claim files, transcripts, and reports for inconsistencies
• Preserving receipts, phone logs, and digital records that confirm events
• Preparing clients for interviews and advising them on their right to remain silent
• Consulting experts on valuation, cause of loss, and billing practices
• Addressing parallel counts, such as forgery or false pretenses

Because insurance investigations often proceed alongside criminal inquiries, protecting your rights at the earliest stage is crucial. Subpoenas, requests for examination under oath, and search warrants all carry risks if handled without guidance. Based in Greenville and serving South Carolina and beyond, our insurance fraud defense lawyers can ensure that responses are measured and evidence requests are challenged when the scope is too broad.

Speak With a Greenville Insurance Fraud Attorney at Ellis Hinton

If you have received a letter from an insurer, a request for an examination under oath, or a call from an investigator, now is the time to get clear advice. Early steps often shape the outcome.

With federal and state prosecutor experience, Ellis Hinton can provide steady guidance and careful preparation. Consulting a Greenville insurance fraud lawyer can help you understand the charges, review your options, and protect your rights moving forward.